Step 1: Tell us your goals You've got goals. Let's make a plan to reach them. See your choices. Pick the one that's best for you.
Step 2: Discover how much equity you've built You'll get a copy of your appraisal. Find out how much your home is worth and how much equity you've built.
Step 3: Move through underwriting Share information securely and track your progress. Your refinance Professional stays with you from application to closing and beyond. We want to be your lender for life.
Step 4: Close where and when you want Pick when and where to close on your new home loan – your home, our office, the bagel place around the corner?
Your Refinance Professional stays on call to answer your questions throughout the process. Call 888-966-9044 or sign up to start now!
In general, when you refinance a mortgage to pay off credit card debt or other high-cost debts, your total monthly payments go down. Depending on whether you stick with your current mortgage payoff date or go for a longer term, you may be making those payments longer.1
Want to pay off your mortgage faster? Our refinance experts can show you how fast you’ll pay off your home loan if you apply some of your monthly savings toward your principal each month.
Call 888-966-9044 to talk to a Refinance Professional about how the rules apply in your specific situation.
What's the difference between an FHA streamline refinance or a VA streamline refinance versus a regular refinance?
With a streamline refinance, there's typically no credit check, no income check, and no appraisal. The catch? You can't take any cash out.
Streamline refinance an FHA mortgage or a VA mortgage to lower your monthly payment, pay off sooner, or shift into a safe fixed rate.
Is there a “when to refinance mortgage” rule of thumb? A way to know it makes sense to refinance?
It makes sense to consider the break-even point before you refinance a home mortgage. You find the break-even point by comparing any extra payments you’ll make over the long term and your closing costs versus the money you save because your monthly payment changes – not by applying a general rule of thumb.
Can Planet tell me how to refinance a manufactured home mortgage?
Yes, our Refinance Professionals know the rules for refinancing a manufactured home with a conventional mortgage. They know FHA and VA manufactured refinance home loan rules, too.
1 A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter-term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.
THIS PRODUCT OR SERVICE HAS NOT BEEN APPROVED OR ENDORSED BY ANY GOVERNMENTAL AGENCY. THIS OFFER IS NOT BEING MADE BY AN AGENCY OF THE US GOVERNMENT.
Thinking about a refinance or purchase loan?
Call 888-966-9044 to talk to one of our Mortgage Loan Specialists or use our online tools below to get started.